Please Wait

Please Wait

Best Car Insurance Company in Pakistan: United Insurance

When it comes to safeguarding your vehicle, choosing the right car insurance provider is crucial. In Pakistan, United Insurance Company Ltd. (UIC) stands out as a leading choice for car insurance. With over six decades of experience and a strong financial rating of AA+ from PACRA, UIC offers reliable and affordable car insurance solutions.

Why United Insurance is the Best Car Insurance Company in Pakistan

1. Affordable Premiums

United Insurance offers competitive rates, starting from 1.5% of the vehicle’s market value. For instance, insuring a Toyota Corolla worth PKR 4,000,000 would cost approximately PKR 72,000 annually at a 1.8% rate. Even for older models, the rates remain reasonable, ranging from 2.5% to 3%. This makes UIC’s car insurance Pakistan rates among the most affordable in the market.

2. Comprehensive Coverage Options

UIC provides a range of coverage options to suit different needs:

  • Comprehensive Coverage: Protects against accidental damage, theft, fire, and third-party liability.

  • Third-Party Liability: Covers damages caused to other vehicles or property.

  • Personal Accident Cover: Offers financial protection in case of injury or death.

  • Add-ons: Optional features like zero depreciation and roadside assistance.

3. Value-Added Services

UIC goes beyond basic coverage by offering additional benefits:

  • Free Towing: In case of an accident, your vehicle is towed to the nearest workshop at no extra cost.

  • Flexible Repair Options: Choose your preferred workshop for repairs.

  • Personal Accident Cover for Drivers: For paid drivers, a free personal accident cover of Rs. 30,000 is included.

  • Death Repatriation and Funeral Expenses: Provides support in unfortunate events.

4. Efficient Claims Process

UIC’s claims process is designed to be quick and hassle-free. With a network of authorized workshops across Pakistan, claim settlements are streamlined, ensuring timely assistance when needed.

5. Nationwide Presence

With branches in major cities like Lahore, Karachi, and Islamabad, UIC ensures that customers across Pakistan have access to their services. This extensive network enhances accessibility and customer support.

While other companies offer competitive rates, United Insurance’s combination of affordability, comprehensive coverage, and additional benefits make it a top choice for car insurance in Pakistan.

How to Get Car Insurance from United Insurance

Getting insured with UIC is straightforward:

  1. Online Application: Visit the United Insurance website to get a quote and apply online.

  2. Provide Vehicle Details: Enter information about your vehicle, including make, model, and year.

  3. Select Coverage Options: Choose the coverage that best suits your needs.

  4. Payment: Pay the premium online through secure payment gateways.

  5. Policy Issuance: Receive your policy document via email or courier.

For personalized assistance, you can also contact UIC’s customer support at 0800-84275 or via WhatsApp at +92-3111000014.


Final Thoughts

When searching for the best car insurance company in Pakistan, United Insurance stands out due to its affordable rates, comprehensive coverage, and customer-centric services. Whether you’re a new driver or looking to switch providers, UIC offers reliable car insurance solutions tailored to your needs. Protect your vehicle today with United Insurance and drive with peace of mind.

leave your comment


Your email address will not be published. Required fields are marked *